Terms & Conditions
A legal disclaimer
The information provided by J&Co Trust Consulting (“J&Co”, “we”, “our”, “us”) through our website, services, sessions, documents, and communications is for general operational guidance only and is not legal, accounting, tax, or financial advice. Any decisions you make based on our materials or discussions remain your responsibility. You should consult a licensed professional for matters requiring regulated advice. All content is provided “as is,” without guarantees of completeness or outcomes.
Use of Our Website and Services
By accessing our website or engaging our services, you agree to use our content responsibly and for lawful purposes only. You may not copy, distribute, or misuse our materials, tools, or documents without written permission. We reserve the right to update or modify our content at any time.
Client Responsibilities
Clients are responsible for providing accurate information, timely communication, and any access required to complete the work. Decisions, filings, and compliance actions remain the responsibility of the client unless otherwise stated in writing. J&Co provides guidance and operational support but does not act as a regulated professional or legal representative.
Service Delivery
All consulting, coaching, and operational support is delivered based on the information you provide. Outcomes depend on your implementation, business context, and external factors. We do not guarantee specific results. Sessions may be rescheduled or adjusted with reasonable notice.
Payments & Refunds
All fees must be paid as outlined at the time of booking or invoicing. Due to the nature of consulting and digital services, payments are generally non‑refundable once work has begun. If a refund or credit is considered, it will be evaluated on a case‑by‑case basis in accordance with Ontario consumer protection principles.
Privacy & Data Protection
We collect and use personal information in accordance with our Privacy Policy and applicable Canadian privacy laws, including PIPEDA. By using our services, you consent to the collection and use of your information for service‑related purposes. We do not sell or trade your information.
Intellectual Property
All content, tools, templates, documents, branding, and materials created by or provided through J&Co remain our intellectual property unless otherwise stated. You may use materials provided to you for your own business operations but may not resell, redistribute, or claim authorship.
Limitation of Liability
To the fullest extent permitted by Canadian and Ontario law, J&Co is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, services, or materials. Your use of our content and services is at your own discretion and risk.
Third-Party Tools and Links
Our website or services may reference third‑party platforms or tools. We are not responsible for the content, policies, or performance of external sites or services. Your use of third‑party tools is governed by their respective terms.
Changes to These Terms
We may update these Terms & Conditions from time to time. Continued use of our website or services indicates acceptance of any changes.
Contact Us
For questions about these Terms & Conditions, please contact:
J&Co Trust Consulting
Email: info@jcotrust.ca
Pickering, Ontario, Canada